Another consideration: some apps are locked to the particular device using secure enclave chip so even if you had a full backup of the phone, data, and apps it's possible some apps won't even work on a new phone. You would need to have a second active handset (perhaps the one you retired because the battery was dying?) with some of your apps so a replacement handset for the stolen device can have the ultra-secure app authorized onto the new handset. Right now only one of my apps is this secure but I don't understand why more apps aren't this secure.
Links:
Apple recovery contact:
iPhone Stolen Device Protection: giffgaff lost phone: https://www.moneysavingexpert.com/mobiles/steps-to-take-befo...Check whether any two factor authentication apps you use support backup, and plan how you will regain access to accounts that require them.
That was posted elsewhere, but links to that site don't work on HN, hence the wall of text.
Some of the comments posted in response on the other site may be copied here.
Another consideration: some apps are locked to the particular device using secure enclave chip so even if you had a full backup of the phone, data, and apps it's possible some apps won't even work on a new phone. You would need to have a second active handset (perhaps the one you retired because the battery was dying?) with some of your apps so a replacement handset for the stolen device can have the ultra-secure app authorized onto the new handset. Right now only one of my apps is this secure but I don't understand why more apps aren't this secure.
Prioritising the request people make that they can easily move to a new device, over the security that it offers?